A wallet consolidator to process a transaction and related methods, are provided. An embodiment of a wallet consolidator can include a controller to control operation of the wallet consolidator, and an 
input device connected to the controller and positioned to receive a copy of information. The 
input device, for example, can include a magnetic stripe reader / writer for reading and writing magnetic stripes, a bar code 
scanner for scanning bar codes, or a keypad, among others, to input user selections and commands. An embodiment of a wallet consolidator can also include a memory for storing information provided to the wallet consolidator, and an 
output device connected to the controller and positioned to transmit at least a portion of the information stored in the memory device to a 
computer device, e.g., point-of-sale terminal, dumb terminal, and / or 
database, located at a point-of-sale, to process a transaction. The 
output device can include a 
wireline communications interface, a 
wireless communications interface, a 
radio frequency (RF) interface, or an 
infrared (IR) interface, among others.