The invention relates to a micro-capsulated suspended microbial seed 
coating agent and a preparation method thereof. The micro-capsulated suspended microbial seed 
coating agent comprises a functional 
bacteria microcapsule and auxiliaries, wherein the functional 
bacteria microcapsule is prepared from wall materials such as 
sodium alginate and 
gelatin by virtue of an endogenous 
emulsion process, the grain size of the microcapsule is 20-60 mu m, the content of functional 
bacteria is not lower than 10<9>cfu / g, and the 
embedding rate is over 80%. Functional microbes are selected from two or more of 
pseudomonas, 
bacillus subtilis, 
bacillus amyloliquefaciens, 
enterobacter cloacae, raoultella planticola and 
bacillus atrophaeus. The auxiliaries comprise one or more of a film-forming agent, a dispersant, a 
tackifier, an anti-freezing agent and a coloring agent. The prepared functional bacteria microcapsule is uniformly mixed with the auxiliaries to obtain a finished product. The product has the advantages of good film-forming performances, 
thallus persistence, high 
survivability, good slow-
controlled release, strong application stability, environment friendliness, convenience in use, and the like, can be used for promoting seed 
germination and 
seedling growth of cottons, soya beans, wheat and potatoes, and the like, controlling the diseases at the 
seedling stage, improving 
stress resistance, and the like.